The USA Grant Program faces a $100 million cut in President Barack Obama’s this year budget, a reduction that will mostly reduce the amount of funding allocated to subsidize graduate and professional student loans, the White House annouced Monday.

Thomas Keane, director of financial aid for scholarships and policy analysis, said the impact of the reductions on undergraduates would be minor, but the cuts will probably affect 1,500 to 2,000 Cornell students who are pursing advanced degrees. Apply Today !!


Free Obama Grant Money

Obama Grant money is now available to everyone whose in finacial need. The government has set aside 787 billions in funds to stimulate the US economy. This enables individuals to qualify forh grant money. People have been applying and receiving grant money since the Obama administration has made it available..

What types of grants are available:

· Business
· Personal Needs
· Medical Bills
· Housing
· Rent Assistance
· Minority
· Women
· Education
· Unemployment
· Child Care
· Utility Bill Assistance
· Home Repair
· Food Bills
· 1st time home buyer
· Land Development
· New Contruction
· RV Parks
· Federal Pell Grants
· Tution assistance
· Stafford Loans
· Training Grants
· Research

Requirements to recieve the funds:
· You must be at least 18 years of age.
· You must have a valid government issued Id
· You must be a legal citizen of the united states.
· You must have a valid financial need.
· You must have a social security number.

Some other things to keep in mind:
· This money isn't taxable.
· Take your time when applying and make sure all the information you provide is accurate.
· Apply for as many grants that are applicable to your situation.
· Make sure you use the money for what it was requested for
· You never have to pay the money back.
· Do the proper research in order to make sure you application is successful
· Make sure to notify others in need of the available funds.

· Apply as soon as possible, there are only so many dollars available. And the funds could dry up so take advantage immdediately
· Apply for the one that fits your situation best.

Friday, 13 July 2012

Obama's Free Grant Money Incentives

The Obama Government has implemented a Federal government plan that offers people up to $15,000 Capital for paying for a house, or repairing their ancient ones. There is even Authorities Check for house owners who are prior anticipated on their mortgages.

This authority funded program has Shifting federal grants, and other possibilities for home purchasers as nicely as real estate owners.

Here are a handful of examples of some of these grants:

- home owners can get up to $2,000 for paying out away their prior predicted on mortgages

- residence Customers are awarded grants up to $15,000 for purchasing a new house

- home proprietors get $5,000 for repairing and renovating their modern houses

- $10,000 for a new roof

- other amount incentives for electricity efficiency

Owing to the continuing recession, President Obama's Govt has announced the policy to stimulate the economy. Billions of dollars are being distributed among US citizens to increase the economy.

The upcoming are only a couple of requirements that are to be met:

- You are a lawful US citizen

- You are at least eighteen a long time of age

If you meet these conditions, you can furthermore avail free authorities check from the government for getting or improving your house. Millions of individuals have already applied the application to their advantage, and you can too.

Every 1 particular need to use this application and find out how a great deal money they are eligible to receive. There is certainly still an outstanding package of cash to get granted away, therefore you desire to work now.

I would like to share an Internet offer for Having free government money. Get cost-free authorities Government Grants Now.

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Monday, 9 July 2012

Emergency moving funds for single mom's

Emergency moving funds for single mom's


You can get instant money at Emergency Cash, just fill the form in 2 minutes and you will get instant cash now, they have the best offers because they are comparing offers and selecting for you the best one..

Emergency cash grants for single mothers are best for the single parents to find instant helps from government. In this program united state government will provide instant cash to single parents for their requirements. If you are a single mother and you have desire to find help from government so you will get support from government via emergency cash grants for single moms. In this program you have urgent cash which will be useful for you. Most of the single parents use this program to resolve their problems of life because they know very well that here they can get instant cash in their account or home. So, if you have desire to get the instant cash an emergency so you will get online instant in your account from grants for single moms. As you know people never knows problems when will come to them. So, that’s why this plan is helpful for the single parents and single moms. So if you are looking here to grants for single moms just know about emergency grants for single mothers.

Housing Emergency Cash Grants for Single Mothers
If you don’t have house to live or you lost your house due to accident so you have best plan of housing emergency cash grants which can help you to buy house or you can find house from your united state government. You have both options. If you want emergency cash so you can apply for emergency housing cash grants to find instant money. Or if you want house so your government will provide you house.

Health Care Emergency Grants for Single Moms
As we know that anytime suddenly people can get sickness and if you are a single mom and you have got sickness or your child have got sickness so you can get emergency cash for the treatment of your child and self. The government will provide instant cash to you as you apply for emergency cash for health care and health cure. If you sift your child in the private hospital for treatments or self for better treatments so you will whole expense of your treatment. But you will have to show the bills of your treatment which will be for investigation. In this plan you have hospitality free of cost from united state government. So, if you want health care grants for single moms so just go ahead online to apply for emergency cash grants for single mothers and get grants for health care.

How to apply emergency cash grants for single mothers?
If you are a single mother and you are looking for emergency cash grants for your child education fee, health care, housing and etc. so you have best kind of online grants for single mothers those can help you to fill requirements. Government of united state will support you to complete requirements. So, if you have desire to get the emergency cash grants for single moms so you can apply online. You have online many resources to apply for emergency cash grants for single mothers, and just go ahead to complete your requirements and your child requirements of child education, housing, health care and etc.

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Monday, 2 July 2012

First time home buyer grants 2012 illinois

First time home buyer grants 2012 illinois

Some big changes will be made to FHA loans starting April 1st, which will
increase the cost of FHA financing, and change the way seller closing cost
credits are structured. The first change is that FHA will increase the cost of both
the monthly and up-front mortgage insurance. The other big change is capping
the seller closing cost credit at 3% of the purchase price (currently it is at 6%), or a maximum of $6,000.

Regarding the mortgage insurance change, FHA divides their mortgage
insurance premium into two parts, an up-front premium that is usually added
onto the mortgage balance and financed into the loan, and a monthly premium
similar to conventional PMI. Starting on loans registered as of April 1st, the up-
front premium will be increased from 1.0% to 1.75%. On a $200,000 loan, this
means a change in payment of about $7 based on current interest rates. FHA is
also changing the monthly mortgage insurance, increasing it by .10% for loans
under $625,000 (which means everything but some 3 and 4 units here in the
Chicago area). The current factor is 1.15% of the loan amount (divided by 12),
the increase will make the factor 1.25% after April 1st. On that same $200,000
loan, this means a change in payment of about $16, so the two increases
combined will increase the cost for a buyer by about $23 per month. For loans
over $625,000, again, only multi-units here in the Chicago area, the monthly
premium will be increased by .35, to a total of 1.45% per year.

These increases aren’t enough enough to make a difference in qualifying for
most borrowers, and with mortgage rates as low as they are, the total payment
on an FHA purchase is still competitive with rents in many cases, and FHA
financing is still the best, and only, route for many borrowers. The reason
they are making this change is to shore up the reserve fund and keep FHA
solvent. While Fannie Mae and Freddie Mac have been bailed out by the federal
government, FHA has remained solvent, paying for losses out of their own funds.
Part of this was because FHA wasn’t a big factor during the housing bubble,
and the reserve fund has been sufficient to pay out all claims against it. But over
the last few years, FHA market share has risen from about 2% up to over 40%
currently, and the reserve fund has shrunk below the congressionally mandated
level. These increases are expected to raise over $1 billion through 2013, and
keep the program running without a federal bailout.

The other big change will cap the seller closing cost credit at 3% of the purchase
price, or $6,000, whichever is greater. The biggest obstacle to buying a home
is usually coming up with the money for the down payment and closing costs.
The FHA down payment is a minimum of 3.5%, but closing costs usually run
about $3,500 to $4,000, and more if there is a transfer tax involved. It is common in the market now, for the buyer to negotiate for the seller to pay the closing costs. They first proposed capping closing costs about a year ago. They didn’t go through with the change then because dropping the credit would hurt those who needed it the most, the lower and moderate income buyers.

If you are buying a home for $200,000, a 3% seller credit is $6,000, more than enough to pay for
all the normal closing costs. If you are buying a $60,000 home, that same 3% is
only $1,800, meaning buyers of smaller homes would need a lot more cash out
of their own pockets in order to close. The new rule caps the closing cost credit
at 3% of the sales price, or $6,000, whichever is greater. This means that the
buyers of lower priced homes can still buy without having to come up with a lot
more cash than they otherwise would. To me, this seems like a fair way to handle
this, and as it is rare to see a credit of more than $6,000, I don’t expect this will
have much of an effect on the market.

2012 FHLB $5,000 Down Payment Assistance Program For First Time Home Buyers

Is buying a new home something you would do now if you had the 3.5% down payment for an FHA Loan, money for home, radon and or pest inspections? Many foreclosure sellers will set a cap on the percentage of the closing costs they will agree to pay for the buyer. Sometimes buyers have a good game plan, but don’t account for some of the costs associated with buying a home.

The Federal Home Loan Bank, otherwise known as the FHLB, is not a government program; rather, its members are made up of regional and community banks from Georgia, Alabama, Florida, Maryland, Washington DC, and the Carolinas.

FHLB has updated its down payment assistance program and has reduced the FHLB down payment assistance program amount from $7,500 to $5,000 for 2012. FHLB provides matching funds, 4:1 for first time home buyers or someone that not owned a home in three years. Funds can be used for down payment and/or closing costs for low to moderate income home buyers.

Each bank, or member, is allocated $1 million dollars to use towards down payment assistance to help low to moderate income level families purchase a own a home. Not all banks offer this program and funds are on a first come first serve basis so when the funds will run out, they are gone.

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Saturday, 30 June 2012

Financial assistance for single mothers in florida

Financial assistance for single mothers in florida

NASHVILLE, Tenn., June 7, 2012 /PRNewswire/ -- Jessica Dulworth, a Marine Corps Veteran and single mother of 4, was awarded $6,000 by Phillips Charitable Organization (PCO) to assist her during a time of need. Also a college student and church volunteer, she was in desperate need of money for food, house expenses and tuition.

The recipient of the grant served in the Marine Corps from 2001 to 2005. As a single mother of 4 children, Dulworth found herself unable to pay her GI tuition backlog, car loan, and her children's school tuitions. Her home was in desperate need of repairs, and she was also in need of funding to continue her education.

Dulworth was tempted to move away from the "rolling hills and rivers" of her Tennessee community because of her expenses and lack of job opportunities. However, as a teacher and church volunteer, she came to the conclusion that her calling was to stay and persevere. "I have refrained from relocating as I believe God has called me here to bring hope to this drug-ridden community. I stay for the sake of all those that I would be leaving behind. They are my people."
Recently, Phillips Charitable Organization awarded Jessica Dulworth a $6,000 grant to assist her with these financial hardships and provide for her children.

With the help of PCO, Dulworth's selflessness can continue to bring hope and inspiration to her community. "I have been blessed with this funding to continue on with my dream," states Dulworth. Furthermore, her children can continue to thrive in the loving home she has created. "For now, they are busy laughing and playing, and I am able to keep it that way thanks to Phillips Charitable Organization."

The two major operating principles of PCO are to (1) evaluate and decide on grants quickly, normally within 48 hours, to help people with urgent challenges that can't wait for lengthy application processes and (2) expend 100% of foundation funds on helping people in need and nothing on administrative overhead. PCO was founded by four lifelong friends including its president, Charles Phillips, CEO of Infor.

For more information on Phillips Charitable Organization or to donate, visit
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Wednesday, 20 June 2012

Apply For Personal Grant - Grab a Piece of the Billions in Grant Money Today!

The economy has posed a challenge to our lives. So many people are looking to apply for a personal grant. But it seems getting individual grants is tougher than it used to be. So how do you increase your chances of getting your personal grant? Here is a step by step process to help you out.

Step 1)

Try to find the research foundations or corporations that endorse personal grants. You should also find which federal/state agencies are offering personal grants. Start your research today on personal grant openings. Your online research can open up the way for you.

But you must also consider the fact that smaller fund providers do not always have their own websites. If that is the case, you can use your neighborhood library for finding out details of contact persons in those organizations. Just call them or send emails requesting guidelines to apply for personal grant.

But prior to your library based research, you should call or check online to find out whether the organization runs its research center for grants. If it does, then try to know how many they provide; as they are limited in some cases.

Usually, library based grant research wings have ready access to more comprehensive grant opportunities, compared to those typical online sources. It is because these research centers maintain detailed, searchable and highly responsive databases.

Step 2)

Be creative to decide on a nice proposal idea. But it has to adhere to the guidelines of the grantors. Try your best to write a proposal that depicts your compelling needs. You must try to highlight or outline the reason your project or program is so essential.

Definitely do some research on previous grant recipients. But make sure you are researching in the fields you have an interest in. A smart move would be to look up the 990-tax-returns. Fortunately, these are public. Granting organizations are required to fill them out.

A number of foundation websites can help you find grant recipients along with the projects that they proposed to gain the grant. Build up a proposal that is akin to those past grantees.

But you must work hard to make your proposal unique. You want your idea to seem essential and one of a kind. Carefully illustrate how this project can have positive impact for the community as a whole.

Step 3)

Make sure you have written clear goals as well as objectives. The goal refers to the main thing you want to achieve, whereas, the objective means how you will achieve it. This will help you when you apply for personal grant.

Did you know that the U.S. government gives out billions in grants to over 18 million people annually? Well I do, since I received over $14,000 to start-up my new business.

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Tag: Athletic College Grants College Grants For Military Spouses College Grants For Single Mothers College Grants For The Disabled College Grants For Women Low Income College Grants Military College Grants Study Abroad College Grants Veteran College Grants Weird College Grants Subject-Based Grants Accounting College Grants Art College Grants Biology College Grants Cosmetology College Grants


Sunday, 17 June 2012

The Truth About USA Government Grants For Moms

Since President Obama challenged American Moms to return to college in a speech last February, an incredible amount of information AND disinformation is filling the pages of internet sites. Sorting out truth from fiction can be difficult regarding USA Government Grants for Moms.

The government program that Obama was referring to in his speech was the Federal Pell Grant program. Pell grants represent the most widely available type of grant for undergraduate students. Currently, about 40% of all undergraduate students receive Pell grant funding. These grants are made available to students who demonstrate financial need, and the wonderful thing about these kinds of grants is that they never need to be repaid.

These facts make them a fantastic option for all Moms, including single and minority Moms. With college costs up almost 40% from just a decade ago, the need for grants has increased. The Washington Post has reported that the Obama administration is increasing the program to nearly $35 Billion this year, which will make Pell grants more available, and add, on average, about $200 to each grant awarded.

The income levels that define who qualifies have also been reduced, so the grants are now easier than ever to qualify for. Currently, almost 60% of graduates leave college with tuition debt, and the administration is committed to significantly lowering that percentage, as well as reducing the amount of total indebtedness.

In his recent State of the Union speech, the president reiterated his commitment to this increase, calling on Congress to act to revitalize America's community colleges, where many students get their start. All of this is great news for Moms since they will have wider access to Pell grants to begin or continue their education.

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Tag:  Study Abroad College Grants Veteran College Grants Weird College Grants Subject-Based Grants Accounting College Grants Art College Grants Biology College Grants Cosmetology College Grants Culinary College Grants Engineering College Grants Music College Grants Nursing College Grants


Monday, 4 June 2012

Obama Can Help Get a Government Grant - Get Free Grant Money

Obama has put into place help for people who are struggling with too much credit card debt. You may find that it is difficult making your monthly credit card payments on time so getting help now is a great option. Don't wait until you are maxed out on your cards and cannot make your payments and then they become overdue.When you get to this point it is more difficult to negotiate your debt with your creditors.

First always search online to find free government grants money that can help you become debt-free. This may seem like a dream or something that you cannot receive, but the truth of the matter is that there is money available for you. You need to decide whether or not you are willing to put the effort for to get its free help.

There are millions of dollars in government grants that are available to the general public each and every year. Some people taking vantage of this money and others are unaware that it is available for them. Make sure that you all are one of the few that gets the money you need to start over financially.

There is no reason that you must continue to struggle with credit card debt. You should take advantage and not wait until your situation becomes worse. Use the Internet to help you find the money you need to get out of debt.

Remember that you are not alone in needing help. Your first priority should be taking care of your credit card situation. This means finding money that you do not have to pay back and getting out of debt now.

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Tag: Athletic College Grants, College Grants For Military Spouses, College Grants For Single Mothers, College Grants For The Disabled, College Grants For Women, Low Income College Grants, Military College Grants, Study Abroad College Grants, Veteran College Grants, Weird College Grants, Subject-Based Grants, Accounting College Grants, Art College Grants, Biology College Grants, Cosmetology College Grants, Culinary College Grants, Engineering College Grants, Music College Grants

Source: Ezine

WARNING: Don’t get SCAMMED! So many people are under the impression that they can get some free money directly from Obama grants, stimulus rebates, the stimulus bill, green grants, and the government’s bailout of America. THIS IS NOT THE CASE! The stimulus bill has nothing in it for individual people. Other sites will scam you if they tell you otherwise. There are still government grants available as always but they have NOTHING to do with the stimulus bill or Obama! If you are going to profit from the stimulus bill it will probably have to be in the form of a job that wouldn’t have been there otherwise.

Many so called grant companies will ship you a cheap CD (maybe for $1.95) and say it is a free trial period and they will help you get your grant. Then when you forget to cancel you will be charged a monthly fee of $49.95 or $79.95 or some other large amount. This is all in the fine print. GOVERNMENT GRANTS ARE FREE AND YOU SHOULDN’T HAVE TO PAY ANYTHING FOR THEM! Don’t fall for this scam!

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